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Dwelling Insurance Is For Renters And Homeowners!
Lone Star Insurance offers low cost dwelling insurance that covers your needs for your home.
What is dwelling insurance?
Dwelling coverage, sometimes called “dwelling insurance,” is the part of your homeowners insurance policy that may help pay for the rebuilding or the repair of the physical structure of your home if it’s damaged by a covered hazard.
Lone Star Insurance offers Dwelling Insurance at an affordable price. We have mulitple coverage options to help you keep the contents within your home protected with a dwelling insurance policy. Call us today at 361-260-1807 for a free quote.
What Is Covered By Dwelling Insurance?
According to the Insurance Information Institute, there are certain hazards, or perils, that are covered by most standard homeowners insurance policies. While the coverage can vary from state to state or from one geographical region to another, homeowners policies typically help cover damage from the following events:
- Fire / Smoke
- Lightning Strikes
- Windstorms
- Hail
- Explosions
- Vandalism
- Theft
- Damage caused by weight of snow, sleet or ice
- Falling Objects
- Damage from an aircraft
- Damage from a motor vehicle
While these hazards are typically covered by dwelling insurance, you should always check your own homeowners insurance policy to determine what it covers.